GPG Cooperative Support is a savings/support system, not an investment scheme. Signup fee is separate from savings contributions and is not refundable as cooperative savings. Contributions belong to the member/circle and support payout depends on confirmed contributions, circle rules, identity verification, available pool, and admin approval. Cash paid to an agent/leader must be recorded with a system code/receipt. Disputes and corrections are subject to admin review. Failure to contribute may affect cycle benefit. GPG may deduct approved fees, recoveries, or product voucher balances where applicable.